We do things friendly.
Unlike your traditional bank, our account opening process is clear and simple.
Send & receive money
Get your IBAN account
to manage your international payments and money transfers without hidden fees. Hold, send and receive money through your account.
Use your IBAN account to make unlimited SEPA payment to all EEA located banks and business accounts.
Simplicity in
Business transfers
Manage incoming and outgoing payments, settlements and currency exchanges. Send money with SEPA, make instant internal transfers to other PION FINANCE users. Create payment templates and repeat transfers in one click.
one stop solution
Pay your salaries, invoices, refund clients, analyse
detailed accounting statements
With PION FINANCE business account you are dedicated to expand your business, not the number of your bank accounts.
Access and support 24/7
Benefit from 24/7 assistance with your dedicated account manager
Access to your financials each minute of your life, from every point in the world, of course where is internet 🙂
Business account pricing
Business Account PION
Companies operating inside and outside the EEA and/or in medium-risk industries
Application review
250 eur
Monthly maintenance
50 eur
internal transfer (incoming/outgoing)
free of charge
sepa outgoing
0.15%
min fee- 2 eur
max fee – 200 eur
sepa incoming
FREE
Rejected payment administration fee
20 EUR + CORR. BANK CHARGES
Business Account PION +
Cryptocurrency, gaming, forex, compliance-intensive clients in high-risk industries
Application Review
800 eur
monthly maintenance
200 eur
INTERNAL TRANSFER (INCOMING/OUTGOING)
free of charge
SEPA OUTGOING
0.5%
min fee – 2 eur
SEPA INCOMING
0.5%
min fee – 2 eur
REJECTED PAYMENT ADMINISTRATION FEE
20 EUR + CORR. BANK CHARGES
Operations are provided by Cado Financial Services Ltd. Cado Financial Services Ltd is an authorised MSB (Registration Number C100000352) regulated by the FINTRAC (Canada).
Cado Financial Services Ltd is registered in the Canada with the company number 1000792975.
Address: 1907 Baseline Rd, Unit 104, Ottawa, Ontario, Canada, K2C0C7.
Operations are provided by PionPay OU. PionPay OU is an authorised FMSB (Registration Number C100000497) regulated by the FINTRAC (Canada).
PionPay OU is registered in the Estonia with the company number 14852037.
Address: Harju maakond, Tallinn, Kesklinna linnaosa, Vesivärava tn 50-301, 10152, Eesti.
Conforming PCI DSS certification testifies that the PION’s electronic payment processing system complies with all the safety requirements of VISA and Mastercard payment systems.
© All rights reserved 2025.
PION trademark is registered and protected.
PION is a trading name of PionPay OU and Cado Financial Services Ltd.